{"id":34759,"date":"2019-02-08T00:33:25","date_gmt":"2019-02-08T06:33:25","guid":{"rendered":"http:\/\/sateliteonline.mx\/web\/?p=34759"},"modified":"2019-02-08T00:33:25","modified_gmt":"2019-02-08T06:33:25","slug":"lo-que-debes-saber-sobre-los-creditos-de-infonavit","status":"publish","type":"post","link":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/","title":{"rendered":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit"},"content":{"rendered":"

Por El Universal<\/strong><\/p>\n

Para muchos podr\u00eda resultar dif\u00edcil de entender c\u00f3mo funciona el cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), aqu\u00ed te dejamos la respuesta a algunas preguntas que todos nos hacemos:<\/p>\n

\u00bfQu\u00e9 necesitas para solicitar un cr\u00e9dito?<\/p>\n

Debes estar registrado en el R\u00e9gimen de Incorporaci\u00f3n Fiscal, contar con N\u00famero de Seguridad Social y tener una Afore. Para saber si puedes afiliarte al Infonavit da clic aqu\u00ed.<\/p>\n

\u00bfCu\u00e1ntos cr\u00e9ditos Infonavit puedo tener?<\/p>\n

Puedes tramitar un segundo cr\u00e9dito una vez que hayas liquidado de manera regular el primero y si ya pasaron m\u00e1s de seis meses de haberlo pagado. Tener por lo menos dos a\u00f1os de cotizaci\u00f3n continua y, si obtuviste un cr\u00e9dito Cofinavit, Cofinavit Ingresos Adicionales o Apoyo Infonavit, haber terminado de pagarlo a la entidad financiera que te lo otorg\u00f3.<\/p>\n

\u00bfQu\u00e9 factores se consideran para determinar mis puntos?<\/p>\n

El Infonavit considera tres factores principales:<\/p>\n

Edad y salario mensual integrado (con las prestaciones de acuerdo a la Ley del IMSS).<\/p>\n

El saldo de tu Subcuenta de Vivienda, donde has ido ahorrando a trav\u00e9s de tus aportaciones al Infonavit. Esto puede aportar a tu puntuaci\u00f3n hasta un m\u00e1ximo de 39 puntos.<\/p>\n

La cantidad de bimestres que hayas cotizado de forma continua en Infonavit con el mismo o diferentes patrones. El m\u00e1ximo que puede aportar este factor a tu total es de 38 puntos.<\/p>\n

Sumando todo lo aportado por estos tres elementos podr\u00e1s saber cu\u00e1ntos puntos tienes en Infonavit.<\/p>\n

\u00bfCu\u00e1ntos puntos Infonavit debo tener para solicitar un cr\u00e9dito?<\/p>\n

La puntuaci\u00f3n m\u00ednima requerida es de 116 puntos.<\/p>\n

\u00bfPuedo hacer algo si no me alcanzan los puntos?<\/p>\n

Puedes aplicar al Ahorro Voluntario. En caso de que no alcances los puntos m\u00ednimos, puedes \u00abcomprar puntos\u00bb depositando cierta cantidad de dinero (de acuerdo a los puntos requeridos) en una cuenta propia. Podr\u00e1s usar ese dinero para comprar la casa, pero se descontar\u00e1n del monto m\u00e1ximo del cr\u00e9dito que te otorga Infonavit.<\/p>\n

Como m\u00e1ximo puedes comprar de esta forma hasta 16 puntos.<\/p>\n

\u00bfQu\u00e9 n\u00famero debo marcar para hablar con un asesor de Infonavit?<\/p>\n

Infonavit tiene habilitado su servicio Infonatel. Debes tener a la mano: N\u00famero de Seguridad Social o NSS (11 d\u00edgitos). Tu n\u00famero de cr\u00e9dito (10 d\u00edgitos). Llama al 9171 5050 en la Ciudad de M\u00e9xico o al 01 800 008 3900, lada sin costo desde cualquier parte del pa\u00eds.<\/p>\n

\u00bfC\u00f3mo checar el saldo de mi cuenta Infonavit?<\/p>\n

Esto es muy sencillo, solo tienes que llenar un formulario con los datos actuales de tu cuenta. Si quieres saberlo ahora da clic aqu\u00ed.<\/p>\n

Con informaci\u00f3n del Infonavit.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por El Universal Para muchos podr\u00eda resultar dif\u00edcil de entender c\u00f3mo funciona el cr\u00e9dito del Instituto del Fondo<\/p>\n","protected":false},"author":3,"featured_media":34760,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[174,4],"tags":[43014],"class_list":["post-34759","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional","category-titulares","tag-lo-que-debes-saber-sobre-los-creditos-de-infonavit"],"yoast_head":"\nLo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx\" \/>\n<meta property=\"og:description\" content=\"Por El Universal Para muchos podr\u00eda resultar dif\u00edcil de entender c\u00f3mo funciona el cr\u00e9dito del Instituto del Fondo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\" \/>\n<meta property=\"og:site_name\" content=\"SateliteOnline.mx\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-08T06:33:25+00:00\" \/>\n<meta name=\"author\" content=\"Mart\u00edn Garc\u00eda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mart\u00edn Garc\u00eda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\"},\"author\":{\"name\":\"Mart\u00edn Garc\u00eda\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/63d682cf35ea089fff3322479ef092dc\"},\"headline\":\"Lo que debes saber sobre los cr\u00e9ditos de Infonavit\",\"datePublished\":\"2019-02-08T06:33:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\"},\"wordCount\":465,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#organization\"},\"image\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"Lo que debes saber sobre los cr\u00e9ditos de Infonavit\"],\"articleSection\":[\"Nacional\",\"Titulares\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\",\"url\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\",\"name\":\"Lo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx\",\"isPartOf\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2019-02-08T06:33:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/sateliteonline.mx\/wp\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Lo que debes saber sobre los cr\u00e9ditos de Infonavit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#website\",\"url\":\"https:\/\/sateliteonline.mx\/wp\/\",\"name\":\"SateliteOnline.mx\",\"description\":\"A la Vanguardia en Noticias\",\"publisher\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/sateliteonline.mx\/wp\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#organization\",\"name\":\"SateliteOnline.mx\",\"url\":\"https:\/\/sateliteonline.mx\/wp\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/sateliteonline.mx\/wp\/wp-content\/uploads\/2025\/08\/cropped-LogoMX.png\",\"contentUrl\":\"https:\/\/sateliteonline.mx\/wp\/wp-content\/uploads\/2025\/08\/cropped-LogoMX.png\",\"width\":472,\"height\":181,\"caption\":\"SateliteOnline.mx\"},\"image\":{\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/63d682cf35ea089fff3322479ef092dc\",\"name\":\"Mart\u00edn Garc\u00eda\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c1f8a66211eb02bade2495282dbf9c4c2f41c1a6295a6761e720eb6ba6769082?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c1f8a66211eb02bade2495282dbf9c4c2f41c1a6295a6761e720eb6ba6769082?s=96&d=mm&r=g\",\"caption\":\"Mart\u00edn Garc\u00eda\"},\"url\":\"https:\/\/sateliteonline.mx\/wp\/author\/martingarcia\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/","og_locale":"es_ES","og_type":"article","og_title":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx","og_description":"Por El Universal Para muchos podr\u00eda resultar dif\u00edcil de entender c\u00f3mo funciona el cr\u00e9dito del Instituto del Fondo","og_url":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/","og_site_name":"SateliteOnline.mx","article_published_time":"2019-02-08T06:33:25+00:00","author":"Mart\u00edn Garc\u00eda","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Mart\u00edn Garc\u00eda","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#article","isPartOf":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/"},"author":{"name":"Mart\u00edn Garc\u00eda","@id":"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/63d682cf35ea089fff3322479ef092dc"},"headline":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit","datePublished":"2019-02-08T06:33:25+00:00","mainEntityOfPage":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/"},"wordCount":465,"commentCount":0,"publisher":{"@id":"https:\/\/sateliteonline.mx\/wp\/#organization"},"image":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage"},"thumbnailUrl":"","keywords":["Lo que debes saber sobre los cr\u00e9ditos de Infonavit"],"articleSection":["Nacional","Titulares"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/","url":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/","name":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit - SateliteOnline.mx","isPartOf":{"@id":"https:\/\/sateliteonline.mx\/wp\/#website"},"primaryImageOfPage":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage"},"image":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage"},"thumbnailUrl":"","datePublished":"2019-02-08T06:33:25+00:00","breadcrumb":{"@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/sateliteonline.mx\/wp\/lo-que-debes-saber-sobre-los-creditos-de-infonavit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/sateliteonline.mx\/wp\/"},{"@type":"ListItem","position":2,"name":"Lo que debes saber sobre los cr\u00e9ditos de Infonavit"}]},{"@type":"WebSite","@id":"https:\/\/sateliteonline.mx\/wp\/#website","url":"https:\/\/sateliteonline.mx\/wp\/","name":"SateliteOnline.mx","description":"A la Vanguardia en Noticias","publisher":{"@id":"https:\/\/sateliteonline.mx\/wp\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sateliteonline.mx\/wp\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/sateliteonline.mx\/wp\/#organization","name":"SateliteOnline.mx","url":"https:\/\/sateliteonline.mx\/wp\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sateliteonline.mx\/wp\/#\/schema\/logo\/image\/","url":"https:\/\/sateliteonline.mx\/wp\/wp-content\/uploads\/2025\/08\/cropped-LogoMX.png","contentUrl":"https:\/\/sateliteonline.mx\/wp\/wp-content\/uploads\/2025\/08\/cropped-LogoMX.png","width":472,"height":181,"caption":"SateliteOnline.mx"},"image":{"@id":"https:\/\/sateliteonline.mx\/wp\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/63d682cf35ea089fff3322479ef092dc","name":"Mart\u00edn Garc\u00eda","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sateliteonline.mx\/wp\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c1f8a66211eb02bade2495282dbf9c4c2f41c1a6295a6761e720eb6ba6769082?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c1f8a66211eb02bade2495282dbf9c4c2f41c1a6295a6761e720eb6ba6769082?s=96&d=mm&r=g","caption":"Mart\u00edn Garc\u00eda"},"url":"https:\/\/sateliteonline.mx\/wp\/author\/martingarcia\/"}]}},"jetpack_featured_media_url":"","rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Mart\u00edn Garc\u00eda","author_link":"https:\/\/sateliteonline.mx\/wp\/author\/martingarcia\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/sateliteonline.mx\/wp\/category\/nacional\/\" rel=\"category tag\">Nacional<\/a> <a href=\"https:\/\/sateliteonline.mx\/wp\/category\/titulares\/\" rel=\"category tag\">Titulares<\/a>","rttpg_excerpt":"Por El Universal Para muchos podr\u00eda resultar dif\u00edcil de entender c\u00f3mo funciona el cr\u00e9dito del Instituto del Fondo","_links":{"self":[{"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/posts\/34759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/comments?post=34759"}],"version-history":[{"count":0,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/posts\/34759\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/media?parent=34759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/categories?post=34759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sateliteonline.mx\/wp\/wp-json\/wp\/v2\/tags?post=34759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<br /> <b>Notice</b>: ob_end_flush(): Failed to send buffer of zlib output compression (0) in <b>/home/satelite/public_html/wp/wp-includes/functions.php</b> on line <b>5481</b><br />